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International remittances, household saving and expenditure : evidence from Nepal

Dhakal, Samir
Master thesis
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thesis final.pdf (2.095Mb)
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http://hdl.handle.net/11250/187482
Utgivelsesdato
2013-04-10
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  • Master's theses (HH) [924]
Sammendrag
This thesis examines the general relationship between remittances and household

expenditures and savings in Nepal by doing a cross sectional analysis of the household survey

conducted in 2012 by the researcher. It provides a comprehensive overview of the effect of

remittance on spending behavior by looking at common categories like food, non- food and

education, and the saving behavior of the remittance receiving households against the nonremittance

receiving households by using the matching methods. The study found that the

households which receive remittances and which do not receive remittances are different in

terms of their income sources. The remittance receiving households depend primarily on nonfarm

income like remittances unlike the non- remittance receiving households which depend

on the on farm income for their livings. The remittance receiving households spend more and

save more. The remittance income alone cannot explain the difference in the household

expenditures and savings between the remittance receiving and non- remittance receiving

households.
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Norwegian University of Life Sciences, Ås

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